We Supercharge Startups and Small Businesses with Fractional CFO Services

spectup is the Fractional CFO wizard turning startups into financial powerhouses—without the full-time price tag.

Discuss Your Needs
Strategic Inside
Cash Flow Magic
Growth Acceleration

trusted By 100+market leaders

29% of startups fail due to cash flow issues

We're here to flip those odds in your favor.

Average startup CFO salary: $125,000/year

But you're here to be smarter with your cash, aren't you?

29% of startups fail due to cash flow issues

But you're here to be smarter with your cash, aren't you?

Our Solution

Fractional CFO Consulting Services That Move Mountains

We don't just crunch numbers; we craft financial strategies. From optimizing cash flow to securing funding, we're the catalyst for your startup's success.

Financial Strategy Alchemy

We transmute complex data into golden insights.

Cash Flow Sherpas

We guide you through the treacherous terrain of growth.

Funding Architects

We transmute complex data into golden insights.

35%
Average increase in client valuation within 6 months
28%
Improvement in cash flow efficiency
10+
Successful exits guided
98%
Client retention rate

Your Business Stage, Our Tailored Approach

Early-Stage Startups

Early-Stage Startups
You're navigating the financial wilderness
Balancing growth with runway extension

Growth-Stage Companies

Growth-Stage Companies
You're scaling rapidly and need financial finesse
Looking for funding and operational efficiency

Pre-IPO Ventures

Pre-IPO Ventures
You're preparing for the big leagues
Focused on compliance and maximizing valuation

Our Fractional
CFO Services

Financial Mastery
on Demand

Financial Planning & Analysis

Predictive Modeling
We see the future in spreadsheets.
KPI Wizardry
Metrics that matter, tracked relentlessly.
Budget Alchemy
Turn financial constraints into opportunities.

Cash Flow 
Optimization

Runway Extension
Keep your startup flying longer.
Working Capital Mastery
Optimize every dollar's workflow.
Scenario Planning
Prepare for financial curveballs.

Fundraising & Investor Relations

Pitch Deck Perfection
Numbers that tell your story.
Valuation Strategies
Position your worth compellingly.
Investor Communication
Speak the language of ROI.

The Startup Funding Lifecycle: Navigate with Confidence

Seed, Series A, B, C... Each funding round brings unique financial challenges. Our Fractional CFOs are your seasoned guides:

Seed Stage

Nail your financial projections and valuation.

Series A

Optimize your unit economics and growth metrics.

Series B and Beyond

Master complex financial structures and prepare for potential exits.
Master Your Funding Journey
Top-Rated, Everywhere
Trustpilot iconClutch icon
5 stars
4.8

Pick Your Model Consulting

Superpower

Full-Time CFO

Cost
$125,000+/year
Availability
40+ hours/week
Expertise
Generalist
Scalability
Fixed
Best for
Large, complex operations

Fractional CFO

Cost
Starts at $125/hour
Availability
Flexible, as needed
Expertise
Industry-specific
Scalability
Adjusts with your needs
Best for
Startups and SMBs

Industry-Specific Financial Strategies

Tech, healthcare, e-commerce – each sector has its financial quirks. Our Fractional CFOs bring industry-specific expertise:

SaaS

Maximize your CLV to CAC ratio and minimize churn.

Biotech

Navigate complex R&D budgets and regulatory financials.

E-commerce

Optimize inventory financing and seasonal cash flows.

Fintech

Balance rapid scaling with regulatory compliance and risk management.

Manufacturing

Streamline supply chain finances and optimize working capital.

Flexible Engagement to Match Your Business Cycle

Scalable Support

Adjust the level of service as your business needs change.

Flexible Terms

No long-term commitments, adjust month-to-month as required.

How We Collaborate

Initial Discovery

Understanding your specific needs and challenges.

Custom Strategy Development

Tailoring our services to meet your goals.

Regular Review and Adaptation

Adjusting strategies based on business performance and market dynamics.

Dedicated Support

Offering ongoing advice and insights to navigate financial challenges.

Financial Compliance: Stay Ahead of the Curve

In an ever-changing regulatory landscape, our Fractional CFOs keep you compliant and competitive:

GAAP

Mastery

Ensure your financials meet the gold standard.

Tax
Optimization

Structure your finances for maximum tax efficiency.

Audit

Readiness

Be prepared for scrutiny at any moment.

Ready to Revolutionize Your Startup's Finances?

Whether you're seeking funding or optimizing for an exit, we're the Fractional CFO service that turns financial challenges into triumph.

Data-Driven Decisions

We turn complex data into clear, actionable strategies.

Cancel Anytime

Cost-effectiveness

Access to senior financial expertise at a fraction of the cost of a full-time CFO.

Industry-Spanning Expertise

From tech to healthcare, we've got the know-how across sectors.

Actionable Insights Guaranteed

We don't just provide data; we provide a roadmap for success.

End-To-End

01
Market Research
02
Business Planning
03
Finance
04
Design
05
Inv. Materials
06
Growth

Frequently
Asked
Questions

What exactly is a Fractional CFO?

A Fractional CFO is a experienced financial executive who provides high-level financial strategy and management services on a part-time or project basis. Unlike a full-time CFO, Fractional CFO services allow businesses to access top-tier financial expertise without the commitment and cost of a full-time hire.

How does working with a Fractional CFO Consultant differ from hiring an accountant?

While accountants focus on day-to-day bookkeeping and tax preparation, a Fractional CFO Consultant provides strategic financial leadership. They offer high-level financial planning, help with fundraising strategies, and provide insights to drive business growth and profitability.

Can a Fractional CFO Service replace my entire finance team?

Typically, no. Fractional CFO Services are designed to complement your existing finance team or provide high-level strategy if you don't have a finance department yet. They work alongside your bookkeepers and accountants, providing strategic oversight and direction.

How often will my Fractional CFO be available?

The availability of your Fractional CFO depends on the service tier you choose. We offer flexible arrangements ranging from 10-15 hours per month to 60+ hours for enterprise clients. Your CFO will be readily accessible for crucial financial decisions and regular check-ins.

Is it possible to scale up or down our Fractional CFO Services as our needs change?

Absolutely! One of the key benefits of our Fractional CFO Services is flexibility. As your business grows or your financial needs evolve, we can adjust the level of service accordingly. This scalability ensures you always have the right level of financial expertise.

How does a Fractional CFO help with fundraising?

A Fractional CFO plays a crucial role in fundraising by preparing financial projections, creating compelling pitch decks, developing valuation strategies, and even leveraging their network to connect you with potential investors. They ensure your financial story is robust and appealing to investors.

Can a Fractional CFO help if we're considering an exit or M&A?

Definitely. Our Fractional CFO Consultants have extensive experience in exit planning and M&A processes. They can help optimize your financials for maximum valuation, assist with due diligence, and provide strategic advice throughout the transaction process.

How do you ensure the confidentiality of our financial information?

We take data security and confidentiality extremely seriously. All our Fractional CFOs sign strict non-disclosure agreements, and we employ industry-standard security measures to protect your financial information. We're happy to discuss our security protocols in detail.

What industries do your Fractional CFOs specialize in?

Our team of Fractional CFO Consultants has expertise across a wide range of industries, including but not limited to SaaS, biotech, e-commerce, fintech, and manufacturing. We'll match you with a CFO who has relevant experience in your specific sector.

How quickly can we get started with a Fractional CFO?

We pride ourselves on rapid deployment. Once we understand your needs, we can typically match you with a suitable Fractional CFO and begin services within a week. For more complex engagements, it might take a bit longer to ensure we have the right fit.

Questions Answered?

Start A Project